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Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.
Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.
Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.
Salvage
Property taken over by an insurer to reduce its loss.
Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.
Comprehensive Coverage
Pays for damage to your car caused by reason other than collision, such as fire, theft, windstorm, flood, etc.
Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.
Surcharge
An extra charge applied to the premium by the insurer, usually for at fault accidents or moving violations.
Quote
An estimate of the cost of insurance based on information supplied to the insurance company.
Broker
A person who for payment of a fee procures insurance on your behalf.
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